Privacy Policy

This Privacy Policy defines the framework under which we protect and control access to sensitive information. We are committed to maintaining the confidentiality, integrity, and availability of all data collected through this website, including Personally Identifiable Information (PII) and Protected Health Information (PHI).

1. Authority and Purpose: We collect information under the legal authority of applicable federal and state laws to facilitate insurance enrollment and administration. The purpose of collecting PII and PHI is limited to the authorized uses identified in our public notices and as required to provide insurance-related services.
2. Information Collection and Data Minimization:
   1. Collection: We collect PII directly from individuals to the greatest extent practicable.
   2. Minimization: Our data collection is limited to the minimum amount of data reasonably necessary to achieve the intended purpose of the disclosure or request.
   3. Use Limitation: PII and PHI are used internally and shared externally only for authorized purposes compatible with the original collection.
3. Comprehensive Safeguards: To protect your information from unauthorized access, use, or disclosure, we have implemented the following safeguards:
   1. Administrative: Governance programs, mandatory annual security and privacy training for all staff, and established roles/responsibilities for data handling.
   2. Technical: Use of FIPS 140-2 validated encryption for sensitive data, secure storage systems, and audit logging to monitor access.
   3. Physical: Secure facility controls and policies for the protection of media and hardware containing sensitive information.
4. Disclosure and Third Parties: We only enter into agreements with third parties (such as Data Use Agreements or Business Associate Agreements) that specifically describe the covered PII/PHI and enumerate the purposes for which it may be used. These agreements require third parties to provide satisfactory assurance that they will appropriately safeguard your information.
5. Individual Rights and Redress: Individuals have the right to access their information and request corrections to ensure data is accurate, relevant, timely, and complete. We provide methods for individuals to authorize the use of their information and understand the consequences of declining such authorization.

Terms of Service (TOS)

1. Acceptance of Terms: By accessing this website, you agree to comply with these Terms of Service and all applicable laws and regulations.
2. Scope of Services and Mandatory Disclaimer: This website provides information regarding Medicare Advantage, Prescription Drug Plans (PDP), and other life/health insurance products. TPMO Disclaimer: We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options.
3. User Responsibilities:
   1. Accuracy of Information: Users must provide accurate and complete information when requesting insurance quotes or enrollment assistance.
   2. Authorized Use: Users are prohibited from using any non-approved mechanisms for transmitting sensitive information.
   3. Consent: By submitting a request for information, you provide consent for a licensed agent to contact you regarding your insurance options.
4. Limitation of Liability:
   1. No Guarantee: While we strive for accuracy, e-mail and electronic transmissions cannot be guaranteed to be secure or error-free.
   2. Third-Party Links: This website may contain links to external sites (e.g., CMS.gov, Medicare.gov). We do not accept liability for the content or privacy practices of these external resources.

 

Consent to Contact & Data Sharing

By submitting your contact information, you explicitly consent to be contacted by Gold Shield Services LLC DBA Gold Shield Insure and our authorized marketing and lead generation partners via phone, email, or text, including for marketing purposes. You understand that your data may be shared with our CRM and lead management providers to facilitate these services. You may opt-out at any time by contacting us directly. Direct Damages: To the maximum extent permitted by law, we shall not be liable for any errors or omissions in the content of this site or damage caused by virus transmissions.

 

Contact Information

For inquiries regarding this policy or to report suspected noncompliance, please contact:

Gold Shield Insure Administrative Department at: admin@goldshield.insure